All graduate students who have an active registration and are
paying the GSA fee are automatically enrolled in the GSA Health and Dental
Plan.
Voted on by student referendum, the plan is a comprehensive
package of benefits not covered by provincial health care, including
prescription drugs, health practitioners' fees, travel health insurance,
hospitalization, dental benefits, and more. The GSA Health and Dental Plan was
specifically designed to cover all students, regardless of gender or previous
health conditions.
For those who are CIP's or on a leave of absence, it is
suggested that you contact ASEQ to verify your coverage status.
By paying an additional fee, you can enroll your spouse and
dependents in your plan. All enrollments must be completed at the ASEQ office
during the couple/family enrollment period.
All International students are eligible to enroll in the GSA
Dental Plan; those with a Quebec Medicare card can also enroll in the Health
Plan. Enrollments are to be completed during the Couple/Family enrollment
periods above, or within seven (7) days of receiving the Quebec Medicare card.
For fee amounts and other information, please contact ASEQ.
Payments must be made by cheque or money order.
While the insurance company waits for completed enrollment
lists from Concordia, there is a blackout on claim reimbursement during the
first 2 months of the Fall and Winter semesters. Claims will paid once the
blackout is over.
Students can opt out of their coverage during the following
periods:
-
September 4 -18,
2007 for full year coverage, valid from September 1, 2007 to
August 31, 2008.
-
January 4-18, 2008 for Winter semester coverage, valid from January 1, 2008 to
August 31, 2008.
All changes must be made in person at the ASEQ office, or via
the Internet. Internet opt-outs are done through the web-based administration
system accessible at our website: www.aseq.com.
To be eligible for an Internet change of coverage, you must have received a PIN
with your GSA Health and Dental Plan information package in early September.
Please remember that you can combine GSA Health and Dental
Plan benefits with another insurance plan. By combining your GSA Plan and other
private insurance, you can claim deductibles and out-of-pocket costs that you
normally would have to pay.
Opt-outs must be done each academic year. Your opt-out from
previous years is only valid to the end of that school year, August 31.
Permanent Opt-Out
If you request a permanent opt-out, you won't have to opt out
again from the Health and Dental Plan for the duration of your undergraduate
and graduate studies.
Annual Opt-Out
If you request an annual opt-out, your opt-out is in effect
from Sept. 1, 2007 to Aug. 31, 2008. If you return as an eligible student in
September 2007, you'll be automatically re-enrolled in the Health and Dental
Plan. Should you wish to opt out again next year, you must renew the opt-out
through www.aseq.com.
For more information on the GSA Health and Dental Plan,
contact The Quebec Student Health Alliance at www.aseq.com
or at
(514) 789-8790
or
1-866-795-4437.
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